HELSB: Bodi ya mikopo ya elimu ya juu Tanzania, 2023

By | September 3, 2023


HESLB stands for Higher Education Students’ Loans Board. It is an institution in Tanzania that provides loans and scholarships to students pursuing higher education in both public and private universities and colleges. The main objective of HESLB is to ensure that no qualified Tanzanian student is denied access to higher education due to a lack of financial resources.

HESLB was established in 2004 under the Higher Education Students’ Loans Act No. 9 of 2004. The board operates under the Ministry of Education, Science, and Technology and is responsible for managing and administering loans and scholarships for higher education students in Tanzania.

READ: Steps to apply a loan for HESLB

What are the aim of HESLB

The primary function of HESLB is to provide loans to eligible students who are unable to afford the cost of higher education. These loans cover tuition fees, accommodation, books, and other related expenses. The loans are repayable after the completion of studies, with a grace period given to allow graduates to find employment before starting repayment.

How to apply for a loan

To apply for a loan from HESLB, students must meet certain eligibility criteria. These criteria include being a Tanzanian citizen, having secured admission to an accredited higher education institution, and demonstrating financial need. Applicants are also required to provide supporting documents such as academic certificates, admission letters, and proof of income or lack thereof.

Steps for Loan application

The loan application process involves several steps. First, students need to create an account on the HESLB online portal and fill out the application form. They must then submit the required documents for verification. Once the application is reviewed and approved, the loan amount is disbursed directly to the institution where the student is enrolled.

Repayment of the loan

Repayment of the loan begins one year after graduation or six months after dropping out of studies. The repayment period varies depending on the loan amount and can range from three to ten years. The repayment amount is determined based on the borrower’s income level, with a percentage deducted from their monthly salary.


HESLB also offers scholarships to academically gifted students who demonstrate financial need. These scholarships are awarded based on merit and cover the full cost of tuition and other related expenses. Scholarship recipients are selected through a competitive process that includes academic performance, interviews, and recommendations.

HESLB official website

To access all heslb features visit: www.heslb.go.tz

In addition to providing loans and scholarships, HESLB is also responsible for monitoring loan repayment and taking appropriate actions against defaulters. The board has the authority to impose penalties, such as fines and legal actions, on borrowers who fail to repay their loans.

HESLB plays a crucial role in promoting access to higher education in Tanzania by providing financial assistance to students who would otherwise be unable to afford it. Through its loan and scholarship programs, the board helps thousands of students pursue their dreams of higher education and contribute to the development of the country.